Tuesday, January 25, 2011

Step 1: Admitting I Have a Problem

I am a typical American Jerk.

See that picture over there? --->

That's me. Except with bigger boobs. And rhythm...sorta.

When I say I'm "typical", I don't mean I'm married/divorced with children, living in a big suburban house, and watching football or Dancing with the Stars on my flat screen television. None of those things apply to me.

However, I am a typical American Jerk because I have debt...A LOT of debt. And virtually no savings.

According to CNN Money, the average American household with at least one credit card has $10,700 in credit card debt. That number fluctuates depending on the source - I've seen quotes of $8,400 and $20,000. $10,700 seemed nicely ensconced between low and high so I picked the CNN source for my purposes.

By the same token, the same average American household has less than $3,000 in savings.

Now, while I'll admit to being "typical" for this specific purpose, I clearly abhor the thought of just being ordinary or average. So I'll tell you I have $9.98 in savings currently - well below the average $2,400. And my debt?

*deep breath*

Between credit cards and student loans (I've been out of college for almost 15 years) is:

Totally in Comic Sans - I thought it was appropriate


So that's why I'm here. To admit publically for all the virtual world to hear that I have a problem. A problem I am, luckily, in a position to resolve. And I'm going to resolve it. I've got a plan.

Watch me.


  1. admitting you have a problem is the first step in conquering it right? I am proud of you for putting this up for all to see and to help you maintain your accountability. I wish you the best of luck my friend.

  2. If I can do it, you can. While I don't expect you to post your debt, I do hope you'll join me in getting rid of your own.

  3. How to get to Casumo Casino Site in India
    Casumo Casino is luckyclub one of the biggest and most comprehensive online casino in India. It is one of the most famous Indian online casinos in India.

  4. Our poker room features high stakes, live-action poker from Texas Hold'em to Omaha Hi-Lo and Seven-Card Stud. The room has 1xbet 42 television screens, a Sports Bar, Snack Bar, and dedicated parking for simple entry. Wimberley Interiors designed the on line casino flooring to emit the environment of dynamic and vibrant luxury.